NMLS Modernization

Your voice matters! Join the NMLS User Experience Group (NXg) to help shape the future of NMLS. You will be among the first to experience new features and designs.

NMLS Modernization is a muti-year effort to enhance NMLS and deliver an improved user experience for state regulators and industry professionals - those who rely on NMLS the most.

Join the NXg

Read Mod News

NMLS Fact Sheets

Learn more about the NMLS Modernization, upcoming improvements to NMLS, and more. Return to this page for more resources as they become available.

NMLS State Regulated Industry Townhall - 1

View a PPT and listen to a recording of the June 11 industry townhall to find out about changes to NMLS in 2025 for state licensees.

NMLS User Experience Group Survey Results

View highlights from a survey conducted among NMLS User Experience Group (NXg) participants to find out what they think about NMLS modernization enhancements completed in July 2024.

NMLS Modernization Phase One - Release Notes

This release introduced a new login process, improved account recovery process, single login for multiple accounts, user profile management, and improved account creation.

NMLS Modernization FAQs

What does it mean to "modernize" NMLS? What enhancements are being made? How widely is NMLS used?

NMLS At-a-Glance

Learn more about NMLS, why the system was created, and what comes next for NMLS through modernization.

Development Roadmap

This roadmap highlights key NMLS enhancements that will occur in six phases over the next six years.
Click for more roadmap details

Phase One

(deployed July 2024)

Enhanced NMLS accounts, simplifies account management, and built-in surveys for user feedback.

Phase Two

(Target Q3 2025)

Improve how associations are created & managed as well as the process to apply and manage individual licenses.

Phase Three

(Target 2026)

Introduce state agency task management and improve branch license application and maintenance processes.

Phase Four

(Target 2027)

Enhance state agency task management and continue to improve branch license application and maintenance processes.

Phase Five

(Target 2028)

Enhance state agency task management of the company licensing process, replacing the existing Regulator Worklist for this entity type.

Phase Six

(Target Q3 2029)

Improve System navigation for companies and branches.

Values Driving Modernization

Incorporating core values of being data-driven, user-focused and committed to adding value into NMLS Program culture and processes will lead to more informed decision-making. These core values will also lead to increased user satisfaction, and a more agile and responsive system development cycle − enhancing our chances of achieving established goals and delivering lasting value to NMLS users and stakeholders.

Data-driven: Intuition is important but being data-driven means making decisions and taking actions based on empirical evidence and data analysis instead of relying on assumptions.
User-focused: We are dedicated to actively seeking and incorporating user feedback, preferences, and needs into system design, development, and decision-making processes.
Committed to adding value: Adding value is about delivering continuous, measurable benefits and improvements to NMLS.

Looking for more about NMLS?

NMLS Resource Center