NMLS Modernization

NMLS Highlights

NMLS Team Member Joins NAMB Podcast to Highlight April 18 System Changes

Elizabeth Rychlinski, NMLS senior director of product solutions, joined the National Association of Mortgage Brokers (NAMB) to discuss April 18 system changes designed to improve efficiencies for mortgage loan originators. Check out this engaging podcast discussion.

NMLS State Regulated Industry Townhall - 1

View a PPT and listen to a recording of the June 11 industry townhall to find out about changes to NMLS in 2025 for state licensees.

NMLS State Regulated Industry Townhall - 2

View a PPT and listen to a recording of the July 15 industry townhall to find out about changes to NMLS in 2025 for state licensees.

NMLS Modernization FAQs

What does it mean to "modernize" NMLS? What enhancements are being made? How widely is NMLS used?

NMLS At-a-Glance

Learn more about NMLS, why the system was created, and what comes next for NMLS through modernization.

Development Roadmap

This roadmap highlights key NMLS enhancements that will occur in six phases over the next six years.
Click for more roadmap details

1

Phase One

(Deployed July 2024)

Enhanced NMLS accounts, simplifies account management, and built-in surveys for user feedback.

2

Phase Two

(Deployed September 2025)

Improved how associations are created and managed as well as the process to apply and manage individual licenses.

3

Phase Three

(Coming August 2026)

Introduce state agency task management and improve branch license application and maintenance processes.

4

Phase Four

(Target 2027)

Enhance state agency task management and continue to improve branch license application and maintenance processes.

5

Phase Five

(Target 2028)

Enhance state agency task management of the company licensing process, replacing the existing Regulator Worklist for this entity type.

6

Phase Six

(Target Q3 2029)

Improve System navigation for companies and branches.

Values Driving Modernization

Incorporating core values of being data-driven, user-focused and committed to adding value into NMLS Program culture and processes will lead to more informed decision-making. These core values will also lead to increased user satisfaction, and a more agile and responsive system development cycle − enhancing our chances of achieving established goals and delivering lasting value to NMLS users and stakeholders.

Data-driven: Intuition is important but being data-driven means making decisions and taking actions based on empirical evidence and data analysis instead of relying on assumptions.
User-focused: We are dedicated to actively seeking and incorporating user feedback, preferences, and needs into system design, development, and decision-making processes.
Committed to adding value: Adding value is about delivering continuous, measurable benefits and improvements to NMLS.

Looking for more about NMLS?

NMLS Resource Center