Recently the House unanimously approved legislation that would enhance the ability of state and federal regulators to coordinate the examinations of a bank’s technology vendor. I urge the Senate to do the same.
Sep 30, 2019
As the primary supervisors of nondepository financial companies, including fintech, state regulators are very aware that the speed of change due to fast-moving technology means we must advance with it.
Jul 19, 2019
The Federal Deposit Insurance Corp. is the federal regulator for most of the nation’s state-chartered banks. But even though it is required by law, there is no one with state bank supervisory experience on the FDIC’s board of directors.
Aug 17, 2018
CSBS' John Ryan describes how the OCC fintech charter amounts to picking winners and losers and undermining competition, innovation and consumer protection
Aug 10, 2018
CSBS Chairman and Mississippi regulator Charlotte Corley recounts her department's efforts to close down a rogue payday lender, a process that spanned years and involved much litigation. How does this case reflect on consumer protection more broadly?
Jun 15, 2018
CSBS Chairman and Texas Commissioner Charles G. Cooper argues for a more streamlined, tailored regulatory system for community banks.
Jun 4, 2017
Illinois Secretary Bryan Schneider shares how state regulators are working with fintech companies to improve supervision and streamline licensing.
Mar 27, 2017
This column was published in The Hill, January 25, 2017
Jan 25, 2017