Press Room

Through CSBS Vision 2020, state regulators are implementing a series of initiatives to better harmonize the multistate regulatory experience for nonbanks, including fintechs

States have a history of states working together to harmonize multistate regulation. The benefit: the efficiencies of a national system combined with the local accountability of regulated institutions.

The community bank leverage ratio proposed by federal regulators would result in regulatory burden that exceeds any relief provided due to the proposed new prompt corrective action framework.

Community banks are making structural changes as they fully embrace technology solutions. As technology solutions have become mission critical, technology-related roles are less likely to be a piece of someone’s job.

A look at community bank consolidation over 14 years.