Skip to main content
Large Bank Capital Requirements
Position Summary
Several major revisions to the largest banks’ capital framework are underway or imminent, including proposed changes to leverage capital requirements, stress testing and the stress capital buffer, and risk-based capital requirements. States charter and supervise more than a dozen domestic and foreign banks with assets exceeding $100 billion, which account for roughly 40% of all state-chartered bank assets. CSBS has long maintained that the largest firms should be subject to clear, rational, and appropriately calibrated heightened standards that promote financial stability, a competitive banking system, and regulatory and supervisory transparency.